Your library card is one of the best streaming deals there is. Most U.S. public libraries pay for Kanopy, Hoopla or both, which means you can stream movies and TV for free. Unlike Tubi or Pluto TV, there are no ads: the library pays the licensing fees, so you don't pay with your attention.

The catch is that each library sets a monthly limit on how much you can watch. Here's how both services work, what the limits look like, and how to get the most out of them.

What you need

If you're a college student or staff member, check your university too. Many universities offer Kanopy through the campus library, often with more generous access than public libraries.

If your own library doesn't offer either service, look at nearby library systems. Some large libraries offer cards to anyone who lives in the state, and some sell non-resident cards for an annual fee.

Kanopy: the film lover's streaming service

Kanopy is built around quality over quantity. Its catalog leans toward acclaimed independent and international film, classic cinema, documentaries and educational series, including a large selection of Criterion Collection titles. It's the free streaming service most likely to have the film a critic just recommended.

How the limits work: Kanopy uses tickets. Each time you start a new title, it uses a ticket from your monthly allowance. You can pause and come back to the same title without using another ticket. Your library sets how many tickets you get, and they reset on the first of each month.

Allowances vary a lot. In the library policies we checked for 2026, monthly Kanopy limits ranged from 5 tickets to 18. Some libraries also cap their total Kanopy budget, and when that runs out, streaming is paused for everyone until the next month.

Best for: film buffs, documentaries, foreign and classic cinema, and anyone who has run out of things to watch on the big streamers.

Hoopla: newer movies, TV, and much more

Hoopla is broader and more mainstream than Kanopy. Alongside movies and TV series, it carries ebooks, audiobooks, comics and music, all under one allowance. Its selection changes as licensing deals come and go, but it often has titles that are too recent for the free ad-supported services.

How the limits work: Hoopla uses borrows. Every movie, TV episode or book you check out uses one borrow from your monthly limit. There are no waitlists: if a title is in the catalog, you can borrow it immediately. Movies and TV episodes typically stay available for 3 days after you borrow them, music for 7 days, and books and comics for 21 days.

Many libraries cut their Hoopla limits in 2026 as costs rose. LA County Library dropped from 8 borrows a month to 5 in January, for example, while Detroit Public Library set its limit at 12. Check your own library's page for the current number.

Use BingePass for series. A Hoopla BingePass uses a single borrow to unlock a whole partner collection for a limited time. That's far better value than spending one borrow per episode.

Best for: recent movies, TV series, and households that also read or listen to audiobooks.

Kanopy vs Hoopla at a glance

KanopyHoopla
Content focusIndie, classic and international film, documentaries, Criterion titlesMainstream movies and TV, plus books, audiobooks, comics and music
How limits workTickets: one per title you startBorrows: one per title or episode you check out
Typical monthly limitAbout 5 to 18 tickets, set by your libraryAbout 5 to 12 borrows, set by your library
Viewing windowPause and resume the same titleUsually 3 days for movies and TV
AdsNoneNone
WaitlistsNoneNone

How to get the most from your allowance

Library streaming and your paid subscriptions

Library streaming won't carry current-season shows, so it won't replace a paid service entirely. What it does is make the months between paid subscriptions much better. Pair it with the free ad-supported apps (see our Tubi vs Pluto TV vs The Roku Channel comparison) and a subscription rotation plan, and you only need to pay for one service at a time, for the months your shows are airing.

Before paying for anything, also check whether you already get a service through your phone plan, internet provider or credit card. For the full list of free options, see the best free streaming services.

Pay only for the months you need. Stream-Wiser maps your watchlist to release dates and tells you which single service to have each month, and when to go free.

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